Your money is tracked separately
Contribution money and SWM charges are never mixed into one figure, on any screen or report.
SWM FINANCE
Save With Meaning.
Grow With Purpose.
Build For Tomorrow.
SWM runs your rotational savings digitally. We help individuals build a consistent savings culture through structure, purpose-driven savings and cooperative solutions.
- Every payment receipted
- Charges shown separately
- Payout date known from day one
Our main product
Rotational Group Savings
Join a group of people with similar savings goals, save together and take turns receiving the group collection.
A fixed group, a fixed amount
Everyone in the group contributes the same amount every period, for the whole cycle.
Your turn is known from the start
Your position in the rotation and your scheduled payout date are set the day you join.
How it works
Four steps, start to payout
Four steps from joining a group to collecting your turn.
Register and get your code
You receive a permanent profile and a unique SWM code. That code is all staff need to find you.
Join a contribution group
Pick an amount and a frequency. Your contribution schedule and payout position are set from day one.
Why SWM
Why members trust SWM
Six things that hold true on every screen, every receipt and every report.
Every payment has a receipt
Each receipt names the staff member who recorded it, the exact time, the method and the proof.
Charges are stated, not hidden
A 3% management charge, a 5% late charge and a one-time ₦2,000 registration charge.
Ready to join a group?
Tell us the plan you are interested in and an SWM representative will walk you through it.